Integrity verified
9e90a3bc-b022-4550-b878-458891e36b00
credit risk assessment
Artifact lineage
🧭
credit risk assessment
9e90a3bc…
verified
signed by
🔑
Ed25519
ed25519-prod-2025-02
This decision record has verified integrity. The decision "credit risk assessment" selected "DECLINED". The record is signed with Ed25519 and appears in the public decision chain.
- credit risk assessment → Ed25519 (signed by)
Decision ID
9e90a3bc-b022-4550-b878-458891e36b00
Decision label
credit risk assessment
Selected outcome
DECLINED
Integrity status
verified
Timestamp
July 12, 2026 at 03:41 PM UTC
Signature algorithm
Ed25519
Policy ID
credit-risk-policy
Policy version
v3.0
Model version
v2.3
Human override
No
Reason codes
income_verifiedcredit_history_positive
Rationale summary
Conditional approval issued pending income verification documentation.
Cryptographic proof
Payload hash (SHA-256)d10f20bf5904de8aa4329e81…✓ verified
Previous hashe5f9acae787e4e13a558d420…
Record hash854430705bf0aba4ada73763…
Signature (Ed25519)TAZ/H70GRgjRg/iK7RjOJTfi…✓ verified
Key IDed25519-prod-2025-02