Integrity verified
0fa530b4-d69c-4e95-b678-5b13a771a428
loan underwriting
Artifact lineage
🧭
loan underwriting
0fa530b4…
verified
signed by
🔑
Ed25519
ed25519-prod-2025-02
This decision record has verified integrity. The decision "loan underwriting" selected "APPROVED". The record is signed with Ed25519 and appears in the public decision chain.
- loan underwriting → Ed25519 (signed by)
Decision ID
0fa530b4-d69c-4e95-b678-5b13a771a428
Decision label
loan underwriting
Selected outcome
APPROVED
Integrity status
verified
Timestamp
April 12, 2026 at 03:22 PM UTC
Signature algorithm
Ed25519
Policy ID
lending-policy
Policy version
v1.0
Model version
2026.01
Human override
No
Reason codes
credit_score_qualifyingdti_acceptablereserves_adequate
Rationale summary
Application meets standard underwriting criteria. Conditional on document verification.
Cryptographic proof
Payload hash (SHA-256)c11b3a4acc4291c68faf0d15…✓ verified
Previous hash4e4dc0eebbcb12ec907f916d…
Record hasha0805c9a3d390d63d1b5a597…
Signature (Ed25519)zTXgPkTnMRPL2lmU6ZRAHUMj…✓ verified
Key IDed25519-prod-2025-02