CertifiedData.io
Settlement Workflows

Agent Settlement and Financial Rails

Orchestrate settlement workflows for AI agents and autonomous systems — with provider integrations, programmable policy, event recording, and the full provenance layer that raw execution cannot provide.

What agent settlement means

Settlement in an agent context is not just a charge succeeding. It is a complete workflow — authorization request, policy evaluation, approval routing, provider execution, event recording, and evidence generation.

Each step in that workflow can be recorded, retrieved, and verified. That is what distinguishes Agent Commerce from a direct API call to your payment provider.

Provider integrations

Stripe integration

Settlement workflows integrate with Stripe for card and subscription payment execution. CertifiedData orchestrates the workflow; Stripe handles money movement. Stripe is an independent third-party provider.

Extensible rail architecture

The integration layer is designed to support additional providers and settlement types. Rail configuration is modular, not hardcoded to a single provider.

Event-driven integration

Every provider interaction generates structured events that feed the audit trail, verification layer, and webhook delivery system.

Settlement workflow events

authorization.requestedagent initiates action
authorization.approvedpolicy passed, no human required
authorization.escalatedhuman approval required
authorization.human_approvedreviewer approved with context
authorization.rejectedpolicy blocked or human rejected
execution.initiatedaction routed to provider
execution.succeededprovider confirmed success
execution.failedprovider returned failure
receipt.issuedsigned evidence artifact generated

Developer integration

1

Configure policy

Set spend caps, approval thresholds, and rail selection for your organization.

2

Submit authorization request via API

Your agent calls the authorization endpoint before triggering a financial action.

3

Receive event stream via webhook

Every lifecycle state change delivers a structured event to your configured endpoint.

4

Retrieve full event history

Query the complete transaction timeline by ID at any time via the API.

5

Access provenance records

Retrieve signed evidence artifacts for audit review and independent verification.

Settlement and payment processing are facilitated through third-party providers such as Stripe. CertifiedData provides workflow orchestration, event recording, and verification tooling. CertifiedData is not a bank, money transmitter, or custodian.